If you need to know how to find SR-22 auto insurance in Oregon, you must first understand what it is and why it is required. First we will define SR-22 insurance and then explain some of your options for obtaining SR-22 auto insurance in Oregon.
Oregon SR-22 Auto Insurance Defined
Oregon SR-22 auto insurance is also commonly referred to as a certificate of financial responsibility, or Oregon high risk car insurance. In fact, it’s really a form, not insurance, although you will hear it referred to in this way. Typically SR-22 “insurance” will be required after the following occurs: a DUI, refusal of a breathalyzer when a DUI is suspected, multiple at-fault accidents or other reckless tickets, or when a lapse of insurance is found after an at-fault accident.
The SR-22 form provides a guarantee of insurance by the company you have purchased it from. This supplies the DMV with the guarantee that even though you are a high risk driver, you at least carry the state mandated minimum limits of coverage. Further, it is essential that you do not allow this type of policy to lapse. The insurance companies are required to immediately notify the DMV if it does lapse, and the DMV will immediately suspend your license until the insurance is reinstated.
Where To Look For SR-22 Oregon Car Insurance Rates
The state of Oregon does not require every insurance company to offer high risk insurance. By offering the SR-22 coverage, the insurance company essentially is insuring a high risk driver. However, most companies do offer this coverage at a price.
To find SR-22 auto or high risk OR car insurance, first check with your current insurance company to see if they can file it for you. If your company does not offer that service or you do not have current insurance, time to start your comparison search!
How To Find Cheap SR-22 Auto Insurance In Oregon
Finding SR-22 auto insurance in Oregon is easy with just a click of your mouse. No need to worry, comparing Oregon car insurance rates from top companies against each other is an easy way to find a cheap rate and still get the coverage that you need.